For self-insured employers

Benefits that show up the moment care decisions are made.

Cost, coverage and care guidance come together in a digital benefits card employees already know how to use.

Ask your benefits

01Care

Your plan · PPO Select

Your plan benefits for care today

  • Telehealth$0 copay
  • Urgent care$75 copay
  • Emergency room$390 copay

Find in-network care →

Illustrative · sample plan copays · not total visit costs

(a) The challenge

Employers already pay for benefits designed to help manage healthcare costs.

But those benefits only create value when employees use them.

  1. Employer investment

    Benefits + programs

  2. Find + use

    At the moment they're needed

A benefit employees don't find can't influence the decision.

(b) The insight

Don't create another destination. Start with the one employees already need.

The digital benefits card becomes the front door to coverage, navigation and cost information.

(c) How it works

A familiar entry point to the rest of your benefits.

01

The card is the front door

Medical, Rx and dental benefits in one familiar place.

+Northstar
Health Plan
PPO
Member Name

Sarah Mitchell

Plan

PPO Select

Member ID

NSH482917305

Group ID

GRP7741

View Full CardShare

02

Know what your plan says before you go

Bring coverage, in-network care, Rx resources and plan copays closer to the decision.

Ask about your benefits

Find careRx resources

03

Keep spending visible

See deductible and out-of-pocket progress throughout the year.

Your benefits spending

Sample plan year

Your family has spent

$2,100

$3,900 remaining until your $6,000 family out-of-pocket maximum

Your family deductible

Met

$1,500 of $1,500

Met August 3, 2026

What this means for you

You've met your deductible. For covered services with 20% coinsurance, your plan now pays 80% of the allowed cost and you pay 20%.

Other services may have different costs.

Copays and coinsurance paid

$600

Included in your family's $2,100 total

View household breakdown

Illustrative product details · Fictional sample plan

Pilot partners

Put your plan on the card. Test the idea with your members.

We're looking for self-insured employers and benefits partners interested in testing whether a familiar digital benefits card can become a more effective front door to benefits navigation.